Post-judgment interest by state · Louisiana
Louisiana · after judgment
Post-judgment interest in Louisiana
An unpaid Louisiana money judgment earns 7.5% a year unless the judgment or a contract says otherwise. On a $5,000.00 judgment that is $375.00 in the first year, about $1.03 a day.
How the rate is set
Set each year by the Commissioner of Financial Institutions: the Federal Reserve discount rate on the first business day of October plus 3.25 percentage points, in effect for the following calendar year. The judicial rate floats from year to year on a pending case.
- Statute or rule
- La. R.S. 13:4202(B)
- Checked by hand
- 2026-10-22 (the publisher's page refuses automated requests)
- Statute re-checked
- 2026-10-23
- Changes
- calendar 2026
When a different rate applies
- Act 13 of 2026 caps interest on personal-injury and wrongful-death judgments against the state at the lesser of 6% or the judicial rate.
Work out your own judgment
Louisiana is prefilled at 7.5%. Enter the amount and the date the judgment was entered. The calculator uses simple interest; that is how this rate accrues.
How Louisiana's rate is set, and where it comes from
Uses simple interest at the rate you enter — pre-filled with each state's standard statutory rate, editable since some states publish a new rate quarterly or annually. Some states apply a different rate to specific debt types (noted above where it applies) or when a contract specifies its own rate. Informational only, not legal advice; confirm the current rate and any exceptions with your court clerk before relying on this figure.
The formula, worked
Last reviewed: October 2026
Interest = principal × rate × days ÷ 365. For $5,000.00 at 7.5%: $5,000.00 × 0.07500 × 365 ÷ 365 = $375.00 after one year, and $1.03 for each further day.
What this page does not know
- The rate written on your judgment. If the court stated a rate, that one applies, whatever the default is today.
- Partial payments. Interest accrues only on what is still unpaid.
- Whether a change has already applied to your judgment: Louisiana re-rates existing judgments on its schedule, so an older judgment has carried more than one rate.
Informational only, not legal advice. Every figure is cited to the statute or the office that publishes it; confirm the current rate with the court clerk before relying on it.
Frequently asked questions
What is the post-judgment interest rate in Louisiana right now?
7.5% a year for an ordinary money judgment, for calendar 2026, under La. R.S. 13:4202(B).
How is the Louisiana rate set?
Set each year by the Commissioner of Financial Institutions: the Federal Reserve discount rate on the first business day of October plus 3.25 percentage points, in effect for the following calendar year. The judicial rate floats from year to year on a pending case.
Is it simple or compound interest?
Simple interest: it is calculated on the original judgment amount only and never on earlier interest.
Can my Louisiana judgment carry a different rate?
Yes. Act 13 of 2026 caps interest on personal-injury and wrongful-death judgments against the state at the lesser of 6% or the judicial rate. The judgment itself may also state a rate, and that controls.
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